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Nightclub Insurance Scheme

(Nightclubs, Discotheques, Wine Bars, Public Houses)

Proposal Forms for a Quotation

Nightclub Insurance

Claim Forms

CLICK HERE for our claim forms applicable to all schemes

About Nightclub Insurance Scheme

50 years of experience and expertise at your service. Camberford Law PLC were established in 1958 and over the years have acquired a thorough and specialised knowledge of insurances relating to the Nightclub and late opening venues. In conjunction with Lloyd’s (AA rated) insurers, we have put together this comprehensive insurance package which is specific to the needs and requirements of your industry. This innovative insurance scheme incorporates many new features which simplify the handling of your insurance arrangements and save you time and money.

You will be surprised at the savings we can offer. Please contact us now.

Target Market

For quite some time it has been apparent that some Insurers have regarded the Club Scene as a "High Risk" category and premiums have reflected this - our special scheme rejects this overall belief. Each risk is individually rated on its own merits.

The Scheme is designed for:

  • Nightclubs
  • Discotheques
  • Wine Bars
  • Public Houses
  • Late Licenced Premises Property Owners
  • Public Entertainment Licenses

Summary of Cover

Property Cover

You may select from the following Property Related Covers:

  • Buildings, Fixtures and Fittings
  • Machinery, Plant and all other contents
  • TV, Video, Light and Sound Equipment
  • Stock and Materials in Trade including Wines, Spirits and Tobacco
  • Business Interruption
  • Loss of License
  • Loss of Rent
  • Glass
  • Money on the premises, In Safe or Money in Transit (including Personal Accident/Assault Benefits for Employees)
  • Book Debts
  • Deterioration of Stock/Frozen Food


Employers Liability
This is required by law and protects your responsibility for injury/death to employees.

  • Includes all employees
  • Legal costs arising from prosecution under the Health and Safety Legislation
  • Up to £10,000,000 cover automatically included

Public and Products Liability
This protects your legal responsibility for property damage or personal injury to the general public, caused by your activities.

  • Further discounts available for a 3 year agreement
  • Liability to door supervisors
  • Up to £2,000,000 cover automatically provided
  • £5,000,000 available

Additional Cover & Benefits

  • Business Interruption extends to include the full period required for your Nightclub
  • All Risk Extension for Property Related Covers
  • Money – if money is being carried by employees benefits are paid out should they be assaulted and injured and therefore unable to work.
  • Cloakroom Liability Cover
  • Includes cover for food served on the premises