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Flooring Contractors Insurance

(Flooring Contractors; Stone / Ceramic Tile workers, Concrete Floor Construction, CFA members and more)

Proposal Forms for a Quotation

Flooring Scheme

Claim Forms

CLICK HERE for our claim forms applicable to all schemes

About Flooring Contractors Insurance

As specialist insurance brokers to the flooring industry we fully understand the needs of Flooring contractors, including tilers (working with stone and ceramic tiles), concrete floor construction and other types of unique and alternative floor coverings. This includes CFA members insurance.
With this understanding, we have subsequently negotiated a competitive insurance package designed for the unique exposures the flooring industry constantly faces.

Outline of Insurances and the Services available

Public/Products Liability
Accidental bodily injury to any customer, third party and/or damage to property arising during the course of the company's business up to a specified limit e.g. caused by flooring installations, use of tools and equipment.

Employers Liability
You are required to effect this cover by law. It protects your legal liability in respect of accidental death, bodily injury or disease to employees arising out of and in course of his or her employment. Insurance is provided for all types of flooring work undertaken and any other supplementary work carried out including building work.

Defective Workmanship
This extension provides cover for Legal Liability in relation to costs of rectifying defective work or defective products where such work or products has caused bodily injury to any person other than an employee or damage to third party property.

Custody and Control
This extension provides aggregate cover in respect of liability for damage to customers property whilst removed from their premises and in the Insureds custody and control. Full Public Liability cover applies to customer's property being worked upon if damaged at the customer's premises.

Financial Loss
Cover for pecuniary loss or expenses sustained by a customer arising from their business activities e.g. cancellation of an event due to faulty flooring installation.

Contractor all Risks
The Contractor is responsible for any loss or damage to the flooring installation prior to completion of the Contract. Cover is provided on an All Risks basis for work in progress, materials in transit, or in temporary storage and at the contract site. In addition, cover can be extended to include loss or damage to your own plant and equipment, or hired-in plant including continuing hire charges.

Property Damage
Our policy provides cover on an All Risks basis including Theft and Accidental Damage for Buildings, General Contents, Stock, Fixtures and Fittings, Tenants Improvements and Business Interruption. Our policy can also extend to provide cover for Goods in Transit, Computer Equipment, Loss of Money and All Risks anywhere in the UK.

Motor Fleet
We are able to provide insurance for your Motor Fleet of a minimum of five vehicles.


If you would like the information from this page in a printer-friendly format, please download our Flooring Insurance Scheme Brochure. As it is in pdf format, you will need to ensure you have Adobe Reader installed in order to view it.