The first £50 of each and every claim is excluded.
Higher limits available on request
Money – Section 2 – Personal Injury (Robbery)
Cover is provided for injury or damage as a result of robbery up to the following benefits:
£5,000 following death or loss of limbs or slight or permanent total disablement.
£50 per week during temporary total disablement up to a maximum of 104 weeks
Transit
Covers your goods whilst being transported in any vehicle in connection with the business for All Risks.
Deterioration of Stock
Provides replacement of stock lost as a result of breakdown of or damage to Freezers, Refrigeration and Cold
rooms.
Loss of Registration
Covers compensation for the depreciation in the value of the premises or reduction in turnover, following
forfeiture of your Registration Certificate as a result of circumstances beyond your control.
Inspection
Statutory and other inspections on selected items of plant and machinery.
Engineering
Sudden and unforeseen damage (which includes breakdown and explosion) to all electrical and mechanical
plant and machinery.
Legal Advice
We have arranged for you to benefit from a 24-hour legal advisory service with First Assist, a specialist legal
advice organisation. The service provides telephone advice and guidance on business and private legal
problems.
Index-Linking
To help you maintain adequate levels of protection, Sums Insured under the following Sections will be indexlinked
and amended in line with monthly movements in appropriate indices.
- Buildings
- Contents
Any resulting increases will be provided free of charge until next renewal, when your premiums will be based
on the amended Sums Insured