Restaurants Insurance Scheme

(Restaurants, cafes)

Proposal Forms for a Quotation

Restaurants Insurance Scheme

Claim Forms

CLICK HERE for our claim forms applicable to all schemes

About Restaurants Insurance Scheme

50 years of experience and expertise at your service. Camberford Law PLC were established in 1958 and over the years have acquired a thorough and specialised knowledge of insurances relating to Restaurants and Cafes. In conjunction with Lloyd’s (AA rated) insurers, we have put together this comprehensive insurance package which is specific to the needs and requirements of your industry. This innovative insurance scheme incorporates many new features which simplify the handling of your insurance arrangements and save you time and money.

You will be surprised at the savings we can offer. Please contact us now.

Target Market

The Scheme is designed for:

  • Restaurants
  • Cafes

Summary of Cover

Property Cover

You may select from the following Property Related Covers:

  • Buildings, Fixtures and Fittings
  • Machinery, Plant and all other contents
  • Stock and Materials in Trade including Wines, Spirits and Tobacco
  • Business Interruption
  • Loss of License
  • Loss of Rent
  • Glass
  • Money on the premises, In Safe or Money in Transit (including Personal Accident/Assault Benefits for Employees)
  • Book Debts
  • Deterioration of Stock/Frozen Food

Liabilities

Employers Liability
This is required by law and protects your responsibility for injury/death to employees.

  • Includes all employees
  • Legal costs arising from prosecution under the Health and Safety Legislation
  • Up to £10,000,000 cover automatically included

Public and Products Liability
This protects your legal responsibility for property damage or personal injury to the general public, caused by your activities.

  • Up to £2,000,000 cover automatically provided
  • £5,000,000 available

Additional Cover & Benefits

  • All Risk Extension for Property Related Covers
  • Money – if money is being carried by employees benefits are paid out should they be assaulted and injured and therefore unable to work.
  • Includes cover for food served on the premises