Nightclub Insurance Scheme
(Nightclubs, Discotheques, Wine Bars, Public Houses)
Proposal Forms for a Quotation
for our claim forms applicable to all schemes
About Nightclub Insurance Scheme
50 years of experience and expertise at your service. Camberford Law PLC were established
in 1958 and over the years have acquired a thorough and specialised knowledge of insurances
relating to the Nightclub and late opening venues. In conjunction with Lloyd’s (AA rated)
insurers, we have put together this comprehensive insurance package which is specific to the
needs and requirements of your industry. This innovative insurance scheme incorporates many
new features which simplify the handling of your insurance arrangements and save you time and money.
You will be surprised at the savings we can offer. Please contact us now.
For quite some time it has been apparent that some Insurers have regarded the
Club Scene as a "High Risk" category and premiums have reflected this - our special scheme
rejects this overall belief. Each risk is individually rated on its own merits.
The Scheme is designed for:
- Wine Bars
- Public Houses
- Late Licenced Premises Property Owners
- Public Entertainment Licenses
Summary of Cover
You may select from the following Property Related Covers:
- Buildings, Fixtures and Fittings
- Machinery, Plant and all other contents
- TV, Video, Light and Sound Equipment
- Stock and Materials in Trade including Wines, Spirits and Tobacco
- Business Interruption
- Loss of License
- Loss of Rent
- Money on the premises, In Safe or Money in Transit (including Personal Accident/Assault Benefits for Employees)
- Book Debts
- Deterioration of Stock/Frozen Food
This is required by law and protects your responsibility for injury/death to employees.
- Includes all employees
- Legal costs arising from prosecution under the Health and Safety Legislation
- Up to £10,000,000 cover automatically included
Public and Products Liability
This protects your legal responsibility for property damage or personal injury to the general public, caused by your activities.
- Further discounts available for a 3 year agreement
- Liability to door supervisors
- Up to £2,000,000 cover automatically provided
- £5,000,000 available
Additional Cover & Benefits
- Business Interruption extends to include the full period required for your Nightclub
- All Risk Extension for Property Related Covers
- Money – if money is being carried by employees benefits are paid out should they
be assaulted and injured and therefore unable to work.
- Cloakroom Liability Cover
- Includes cover for food served on the premises