Nightclub Insurance Scheme

(Nightclubs, Discotheques, Wine Bars, Public Houses, Gentlemans / Lap Dancing Clubs)

50 years of experience and expertise at your service. Camberford Law plc were established in 1958 and over the years have acquired a thorough and specialised knowledge of insurances relating to the Nightclub and late opening venues. In conjunction with Lloyd’s (AA rated) insurers, we have put together this comprehensive insurance package which is specific to the needs and requirements of your industry. This innovative insurance scheme incorporates many new features which simplify the handling of your insurance arrangements and save you time and money.

You will be surprised at the savings we can offer. Please contact us now.

Target Market

For quite some time it has been apparent that some Insurers have regarded the Club Scene as a "High Risk" category and premiums have reflected this - our special scheme rejects this overall belief. Each risk is individually rated on its own merits.

The Scheme is designed for:

  • Nightclubs
  • Discotheques
  • Wine Bars
  • Public Houses
  • Gentlemans / Lap Dancing Clubs
  • Late Licenced Premises Property Owners
  • Public Entertainment Licenses

Summary of Cover

Property Cover

You may select from the following Property Related Covers:

  • Buildings, Fixtures and Fittings
  • Machinery, Plant and all other contents
  • TV, Video, Light and Sound Equipment
  • Stock and Materials in Trade including Wines, Spirits and Tobacco
  • Business Interruption
  • Loss of license
  • Loss of rent
  • Glass
  • Money on the premises or Money in Transit (including Personal Accident/Assault Benefits for Employees)
  • Book Debts
  • Food Cover

Liabilities

Employers Liability
This is required by law and protects your responsibility for injury/death to employees.

Public and Products Liability
This protects your legal responsibility for property damage or personal injury to the general public, caused by your activities.

Additional Cover & Benefits

  • Business interruption extends to include the full period required for your Nightclub
  • All risk Extension for Property Related Covers
  • Money – if money is being carried by employees benefits are paid out should they be assaulted and injured and therefore unable to work.
  • Cloakroom Liability Cover
  • In-House Claims Department – for quicker claims settlement
  • Further discounts available for a 3 year agreement

Employers’ Liability extends to:

  1. Includes all employees
  2. Legal costs arising from prosecution under the Health and Safety Legislation
  3. Up to £10,000,000 cover automatically included

Public and Products Liability extends to:

  1. Liability to door supervisors
  2. Up to £2,000,000 cover automatically provided
  3. Includes cover for food served on the premises

Proposal Forms

To obtain a fast, personalised, non-obligation quotation, please either complete an online form or print off a pdf version from below and send it to us.
 
Online Version
Printable Version

Claim Forms

We have a set of standarised claim forms applicable to all schemes. They can be found here.

Contact Us

If you require further details please do not hesitate to contact:
Telephone:
020 8315 5013
Fax:
020 8460 2118
Email:
nightclubs@camberfordlaw.com
Registered in England: Number 608819
Authorised and Regulated by the Financial Services Authority
Registered Office:
Lygon House, 50 London Road, Bromley, Kent. BR1 3RA

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