Flooring Contractors Insurance
(Flooring Contractors; Stone / Ceramic Tile workers, Concrete Floor Construction, CFA members and more)
As specialist insurance brokers to the flooring industry we fully understand the needs of
Flooring contractors, including tilers (working with stone and ceramic tiles), concrete
floor construction and other types of unique and alternative floor coverings.
This includes CFA members insurance.
With this understanding, we have subsequently negotiated a competitive insurance package designed
for the unique exposures the flooring industry constantly faces.
Outline of Insurances and the Services available
Public/Products Liability
Accidental bodily injury to any customer, third party and/or damage to property arising during the course of the company's
business up to a specified limit e.g. caused by electrical installations, use of tools and equipment.
Employers Liability
You are required to effect this cover by law. It protects your legal liability in respect of accidental death, bodily
injury or disease to employees arising out of and in course of his or her employment. Insurance is provided for all
types of electrical work undertaken and any other supplementary work carried out including building work.
Defective Workmanship
This extension provides cover for Legal Liability in relation to costs of rectifying defective work or defective products where such work or products has caused bodily injury to any person other than an employee or damage to third party property.
Custody and Control
This extension provides aggregate cover in respect of liability for damage to customers property whilst removed
from their premises and in the Insureds custody and control. Full Public Liability cover applies to customer's property
being worked upon if damaged at the customer's premises.
Financial Loss
Cover for pecuniary loss or expenses sustained by a customer arising from their business activities e.g.
cancellation of an event due to faulty wiring installation.
Personal Accident
All directors, principals and employees of the Insured are provided with 24 hour or Occupational cover for Death,
Loss of Limbs, Sickness (if required), Temporary Disablement including weekly benefits based on Annual Salary of
fixed benefits.
Contractor all Risks
The Contractor is responsible for any loss or damage to the electrical installation prior to completion of the Contract.
Cover is provided on an All Risks basis for work in progress, materials in transit, or in temporary storage and at the
contract site. In addition, cover can be extended to include loss or damage to your own plant and equipment, or hired-in
plant including continuing hire charges.
Property Damage
Our policy provides cover on an All Risks basis including Theft and Accidental Damage for General Contents, Stock,
Fixtures and Fittings, Tenants Improvements and Business Interruption. Our policy can also extend to provide cover for
Goods in Transit, Computer Equipment, Loss of Money and All Risks anywhere in the UK.
Buildings, Business Contents and Equipment
We can arrange suitable insurance's for buildings, business and office contents, stock and
any other property on an All Risks basis.
Motor Fleet
We are able to provide insurance for your Motor Fleet of a minimum of five vehicles.
Proposal Forms
To obtain a fast, personalised, non-obligation quotation, please either complete an
online form or print off a pdf version from below and send it to us.
Claim Forms
We have a set of standardised
claim forms applicable to all schemes.
They can be found
here.
Brochure
If you would like the information from this page in a printer-friendly format, please
download our
Flooring Insurance Scheme Brochure.
As it is in pdf format, you will need to ensure you have
Adobe Reader
installed in order to view it.