Caravan Amenities Insurance Proposal Form
This is a guide to the insurance available in the Caravan Amenities Cover. The
descriptions below are brief and not intended to convey the full terms and
conditions. A full policy wording is available on request.
Synopsis of Cover
Section 1 (Buildings),
Section 2 (Contents)
These Sections officers "All Risks" Insurance for physical loss or damage and extend
to include employees property, underground services and contents temporarily
removed. The Assured bears the first £500* of each and every loss except in respect
of Fire, Explosion, Lightning and Earthquake. (*or as agreed)
Section 3 (Rent) - offers the same cover and terms as Section 1 and 2 above.
either for - (A) Rent payable, or
(B) Rent receivable
Section 4 (Loss of Revenue) - offers "All Risks" following material damage as under
Section 1 and 2 and has extensions including loss due to or caused by vermin,
contagious and/or infectious illness, food or drink poisoning, pollution, failure of
public supplies and denial of access.
Section 5 - (Book Debts) - provides payment for losses in respect of records of
account receivable kept at the premises being lost, destroyed or damaged by "All Risks"
Section 6 - (Loss of Licence) - provides indemnity, in the event of loss of licence
to sell excisable liquor by retail at the insured premises, based on reduction in
Turnover.
Section 7 -
(a) Personal Accident - allows individuals to be named and benefits selected
accordingly.
(b) Assault - provides a Capital Sum of £10,000 and commensurate scale of benefits
for criminal Unprovoked Assault to the Assured or their staff in the course of their
duties.
Section 8 - (Cash) - covers all likely eventualities of loss of business cash,
including dishonesty by staff. Credit Card Vouchers and the like are included.
Section 9 - (Goods-in-Transit) - provides "All Risks" cover for goods whilst being
transported in any vehicle of the Assured in connection with the business.
Section 10 - (Deterioiration of Stock) - provides replacement of stock lost as a
result of breakdown of freezers, refrigerators and cold rooms.
Section 11 - (Personal Property) - provides individuals with All Risks insurance
in respect of jewellery, furs, gold, silver, personal effects and similar property
as itemised in a schedule by the individuals anywhere in the United Kingdom and
Europe, or on a World Wide basis.
Section 12 - (Employer's Liability) - provides full insurance as required by the
1969 Employers' Liability Compulsory Insurance Act
Section 13 - (Public Liability) - provides Legal Liability indemnity to Third
Parties up to a limit selected in respect of death, injury, food or drink
poisoning or loss or damage to property.
Section 14 - (Personal Liability) - provides an indemnity to an individual and his
family residing within his household for personal liability and not the business
liability.
Section 15 - (Engineering) - provides insurance of an inspection service for all
types of plant and machinery, including boilers, lifts, electrical plant and
computers.
Please answer all the questions for each of the relevant sections as fully as possible.